DENTAL

Jan 15 2020

Health, Dental, Prescription Drugs Insurance for Canadians: get online quotes, apply online, dental health insurance plans.

#Dental #health #insurance #plans



dental health insurance plans

Dental health insurance plans

Dental health insurance plans

Canadian Health Dental care insurance f or s elf-employed, contract workers, small business owners, retired or retiring individuals, anyone not covered under group insurance plan (for residents of Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland, Nova Scotia, Ontario, Prince Edward Island, Saskatchewan).

Canadian individual Health and Dental Insurance helps to cover costs of many health care expenses and may include coverage for Prescription Drugs, Dental Care, Extended Health benefits, Vision Care, Semi-Private or Private Hospital, Hospital Cash, Medical Travel, Catastrophic Coverage , Accidental Death Dismemberment insurance.

Insurance Providers and Plans Available

Get quotes, choose your plan and apply for affordable health and dental benefit s insurance for you or your family from the following insurance providers : Manulife Financial, GMS, Desjardins Insurance, The Edge, Ontario Blue Cross.

Personal insurance for individuals small businesses

individuals, small businesses and associations

health dental plans

Replacement Health Coverage – conversion

Click here to check your rates

Most Health Dental Plans (excluding Conversion option, Guaranteed issue and some Dental plans, please see below) are MEDICALLY UNDERWRITTEN. If the plan is “medically underwritten,” or requires a medical questionnaire , you have to disclose any medical condition, injury or illness that occurred or existed on or before the date of your application . The premium charged and/or benefits offered could be subject to adjustment or modification of coverage, or declined based on your or your family ‘ s medical background. This will be determined after an evaluation of the information provided on the medical questionnaire on the application .

If you want to get quotes on your email, please Click here .

Guaranteed Issue Health Dental Plans (no medical questionnaire)

Have pre-existing conditions and take medications?

Insurance companies issue Health Dental Plans, which cover pre-existing medial conditions and medications and do not require Medical Questionnaire at the time of application for this insurance. This policy may be the best solution for you if you have pre-existing medical conditions and medications . However, overall coverage provided by these plans is less than with medically underwritten plans. Please learn what is covered by each insurance plan below and get your quote ONLINE or call us for assistance.

If you want to get quotes for Guaranteed Issue Plans on your email, please Click here .

Y our group benefit plan expires soon and you have pre-existing medical conditions ?

Get your quote and apply ONLINE for plans designed to offer uninterrupted health and dental coverage for you and your family, when your employment and group benefits end. If you apply within 60 days of your loss of group health and dental benefits, your application will be automatically accepted.

Replacement Health Coverage – conversion

If you want to get quotes for FollowMe Plans on your email, please Click here .

Dental plans include Dental care benefits as well as coverage for extended health services: Registered Specialists and Therapists , Vision Care, Homecare and Nursing , Ambulance, Travel and other benefits. There is no prescription drug benefit in these plans. Please learn what is covered by each insurance plan below and choose the Dental plan best suited to your needs, wants and budget.

Flexcare (no medical questionnaire required)

Association plans (no medical questionnaire)

If you want to get quotes for Dental Plans on your email, please Click here .

Prescription Drugs plans include Prescription drugs benefit as well as coverage for extended health services: Registered Specialists and Therapists , Vision Care, Homecare and Nursing , Ambulance, Travel and other benefits. There is no Dental Care benefit in these plans. All Prescription Drugs plans are medically underwritten: they are designed to cover your future losses (like Critical Illness insurance, Disability Income Loss or Long Term Care insurance). Please learn what is covered by each insurance plan below and choose the plan best suited to your needs, wants and budget.

Click here to check your rates

If you want to get quotes for Prescription Drug Plans on your email, please Click here .

Why do you need Health and Dental Benefit Insurance?

Many routine health care expenses in Canada such as dental services, prescription drugs, prescription eyewear, and registered specialists and therapists are not covered by your Government Health Insurance Plan. If you’re without an employee group plan, these expenses can come out of your pocket. And should an accident or serious illness occur, additional medical expenses might be difficult to pay. Individual Health Care Insurance can help to cover these costs, and many more. Like any other insurance plans, Individual Health Care Insurance gives you peace of mind, provides a safety net for potential financial losses as well as makes easier the burden of day to day medical and dental expenses.

Potential Tax Advantages for Small Business Owners

If you’re self-employed or are an employee of your own business, health and dental premiums may be a non-taxable benefit and a tax-deductible expense. For others, the premiums may qualify as a medical expense and create a tax credit.



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